IOB LLO / Local Bank Officer Recruitment 2026
Indian Overseas Bank (IOB Central Office, Chennai)
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Key Recruitment Criteria Summary
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Complete 50-Section Exam Information & Guidelines
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Indian Overseas Bank (IOB), a leading Public Sector Bank headquartered in Chennai, conducts direct recruitment for Local Bank Officers / Local Language Officers (LLO/LBO). The selection structure comprises an Online Written Examination (140 Questions, 200 Marks), a Language Proficiency Test (LPT), and a Personal Interview (100 Marks) with an 80:20 final composite weightage.
| Recruitment Parameter | Official Specification |
|---|---|
| Conducting Authority | Indian Overseas Bank (IOB, Central Office, Chennai) |
| Post Designation | Local Bank Officer / Local Language Officer (JMGS-I) |
| Total Questions & Marks | 140 Questions | 200 Total Marks |
| Test Duration | 180 Minutes (3 Hours with Sectional Timings) |
| Negative Marking | 0.25 Marks (¼th penalty) per wrong answer |
| Weightage Structure | 80% Online Exam + 20% Personal Interview |
The online examination is divided into 4 specific sections with strict sectional time cut-offs:
| Section Name | No. of Questions | Maximum Marks | Allotted Time |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 Minutes |
| General / Economy / Banking Awareness | 40 | 40 | 30 Minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 Minutes |
| English Language | 40 | 40 | 30 Minutes |
| Total Consolidated Test | 140 Qs | 200 Marks | 180 Mins (3 Hrs) |
LPT Exemption: Candidates who have studied the official state local language in 10th or 12th standard and can produce the original marksheet are exempted from LPT.
LPT Conduct: Other candidates must qualify in reading, writing, and speaking the local language before the interview. Failing LPT leads to immediate cancellation of candidature.
Interview Qualifying Marks: 50% for Unreserved candidates and 45% for SC/ST/OBC/PwD candidates out of 100 marks.
Frequently Asked Questions (3)
Q1.Is there negative marking in the IOB LLO examination?
Yes, 0.25 marks (¼th penalty) is deducted for each incorrect objective response.
Q2.Who is exempted from the Language Proficiency Test (LPT)?
Candidates who studied the local language of the applied state in 10th or 12th standard are exempted upon submitting original certificates.
Q3.What is the final merit score calculation ratio for IOB LLO?
The final merit list is computed by giving 80% weightage to the Online Written Exam and 20% weightage to the Personal Interview.
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